The Maldives is a dream trip for many, with its magnificent beaches, crystal-clear waters, and overwater bungalows. If you’re thinking about visiting this tropical paradise from Dubai, you’re in for a real treat! In this article, we’ll look at the best options for handling your funds while in the Maldives, such as currency exchange, ATMs credit cards, and local taxes. We have you covered whether you’re looking for a low-cost break or a deluxe escape. Let’s discuss about Maldives budget tour packages before we go into the financial parts of your Maldives trip. Consider planning your holiday with The Travel Makers, the best travel agency in Dubai known for its great service and tailored Maldives tour packages , to make your journey as smooth as possible. We provide a number of solutions customized to various budgets and preferences, ensuring that you get the most out of your Maldives trip.

Currency Exchange

Understanding the local currency and exchange rates is essential when managing your finances in the Maldives. The Maldives’ official currency is the Maldivian Rufiyaa (MVR). However, in many tourist regions, US money is readily accepted and even preferred. As a result, it’s a smart idea to keep some US dollars in cash on hand for convenience.

Before leaving Dubai, you can convert your dirhams for US dollars or Maldivian Rufiyaa at numerous currency exchange businesses, banks, or the airport. The exchange rate could vary substantially from place to place, so it’s advisable to compare prices and choose the best bargain.

ATMs and Credit Cards

Access to ATMs and credit card acceptance can be critical during your Maldives holiday. While most larger resorts and famous tourist spots accept credit cards, it’s a good idea to keep some cash on hand for small purchases and businesses that don’t accept cards.

ATMs can be found in Male, the Maldives’ capital, as well as on a few other populous islands. These ATMs normally accept international cards, allowing you to withdraw Maldivian Rufiyaa as needed. Keep in mind that withdrawal fees may apply, so check with your bank to learn more.

Local Tax

It is essential to be informed of any local taxes that may apply to your Maldives expenses. The Goods and Services Tax (GST), which is normally approximately 12%, is the most significant of these. This tax is levied on the vast majority of products and services, including accommodation, meals, and activities.

Inquire with your travel agent or lodging provider regarding the inclusion of GST in your Maldives budget tour packages when booking. Some all-inclusive resorts may already include these taxes in their rates, while others may charge them as an extra charge.

Budgeting Tips for a Maldives Getaway

Now that you’ve learned about currency conversion, ATM access, and local taxes, here are some budgeting tips to help you make the most of your Maldives trip:

  1. Plan Your Expenses: Before traveling to the Maldives, make a list of your daily expenses to avoid overspending. Consider what activities and trips you want to participate in and budget accordingly.
  2. Cash vs. Card: While carrying some cash is advisable, you should utilize your credit card for larger transactions and cash for smaller ones. In this manner, you can cut down on ATM fees.
  3. All-Inclusive Packages: Look for all-inclusive Maldives budget tour packages, which may cover meals, activities, and even some taxes. This can help you in cost control and reducing unforeseen expenses.
  4. Travel Insurance: Get comprehensive travel insurance to protect yourself against unforeseen events such as trip cancellations, medical emergencies, or lost belongings.
  5. Off-Peak Travel: Consider traveling during the off-season to save money on lodgings and activities.


Understanding the financial aspects of Maldives budget tour packages is essential for a worry-free and pleasurable trip. The Maldives has something for everyone, whether you want a luxurious vacation or a more affordable excursion. With proper planning and the support of travel specialists such as The Travel Makers, you can maximize your Maldives experience while staying within your budget. Pack your bags, prepare for a tropical paradise, and let your financial troubles drift away with the Maldivian wind.